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Our Rates
TCU'S Prime Rate is 2.45%, effective on April 1st, 2020
Mortgage Rates
| First Mortgage* | |||||
| Term | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
| Rate | 3.49 % | 3.44 % | 3.39 % | 3.34 % | 3.29 % |
| Second Mortgage : First mortgage plus 3.0 % | |||||
*Annual percentage rates provided are based on a new mortgage of $200,000 over 25 years. All rates are subject to qualifications and market conditions.
GIC Term Deposit Rates
| Non-Redeemable Canadian Dollar Term Deposit (Minimum $1,000.00) | |||||
| Term | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
| Rate | 0.90% | 1.00% | 1.10% | 1.20% | 1.30% |
| Redeemable Canadian Dollar Term Deposits (Minimum $1,000.00) | ||
| Term | 30 - 179 Days | 180 - 364 Days |
| Rate | 0.15% | 0.25% |
| US Dollar Term Deposits | |||
| 180 Days | 270 Days | 360 Days | |
| $1,000 - $49,999 | 0.25% | 0.30% | 0.35% |
| $50,000-$99,999 | 0.30% | 0.35% | 0.45% |
* Rates shown are current and will change without notice
RRSP/RRIF/TFSA
Please contact our office for rates
TCU Target GIC
| TCU Target GIC | |
| Monthly Deposit | Rate |
| UP TO $ 200 | 0.90% |
| $200.01 ~ $ 500 | 0.95% |
| $500.01 ~ $1,000 | 1.00% |
| $1000.01 ~ $2,000 | 1.10% |
To encourage members to save more money, TCU introduces a program called "TCU Target GIC". Members can deposit equal amount of money each month and get higher GIC rates.
For more information, please contact TCU office.
TCU reserves the right to change without notice
