Our Rates
TCTCU'S Prime Rate is 7.20% on July 12, 2023
First Mortgage
First Mortgage* | |||||
Term | 1 Year Closed | 2 Year Closed | 3 Year Closed | 4 Year Closed | 5 Year Closed |
Rate | 7.10 % | 6.75 % | 6.70 % | 6.60% | 6.20 % |
Home Equity Line of Credit: TCTCU Prime Rate + 0.50% |
*1. All rates are subject to qualification, credit review, and approval.
2. The amortization must be equal to or less than 30 years.
3. Option to prepay up to 15% of the original principal amount on your mortgage once a year, without charge.
Term Deposit
CAD - Non Redeemable Term Deposits (Minimum $1,000.00) | |||||
Term | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
Rate | 4.25% | 4.30% | 4.30% | 4.25% | 4.25% |
CAD - Redeemable Term Deposits (Minimum $1,000.00) | ||
Term | 30 - 179 Days | 180 - 364 Days |
Rate | 2.50% | 2.95% |
USD - Non Redeemable Term Deposits (Minimum $1,000.00) | |||||||||||
Term | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years | |||||
Rate | 1.50% | 2.20% | 2.30% | 2.40% | 2.45% | 2.45% |
* Rates shown are current and will change without notice
RRSP/RRIF/TFSA
Please contact our office for rates
TCTCU reserves the right to change without notice