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Our Rates

TCTCU'S Prime Rate is 7.20% on July 12, 2023

First Mortgage*
Term	1 Year Closed	2 Year Closed	3 Year Closed	4 Year Closed	5 Year Closed
Rate	7.10 %	6.75 %	6.70 %	6.60%	6.20 %
Home Equity Line of Credit: TCTCU Prime Rate + 0.50%

*1. All rates are subject to qualification, credit review, and approval.

2. The amortization must be equal to or less than 30 years.

3. Option to prepay up to 15% of the original principal amount on your mortgage once a year, without charge.

CAD - Non Redeemable Term Deposits (Minimum $1,000.00)
Term	1 Year	2 Years	3 Years	4 Years	5 Years
Rate	4.25%	4.30%	4.30%	4.25%	4.25%

CAD - Redeemable Term Deposits (Minimum $1,000.00)
Term	30 - 179 Days	180 - 364 Days
Rate	2.50%	2.95%

USD - Non Redeemable Term Deposits (Minimum $1,000.00)
Term	6 Months	1 Year	2 Years	3 Years	4 Years	5 Years
Rate	1.50%	2.20%	2.30%	2.40%	2.45%	2.45%

* Rates shown are current and will change without notice

Please contact our office for rates

TCTCU reserves the right to change without notice