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Our Rates

TCTCU'S Prime Rate is 7.20% on July 12, 2023

 

 

First Mortgage 

First Mortgage*
Term 1 Year Closed 2 Year Closed 3 Year Closed 4 Year Closed 5 Year Closed
Rate 7.10 % 6.75 % 6.70 % 6.60% 6.20 %
Home Equity Line of Credit: TCTCU Prime Rate + 0.50%

*1.  All rates are subject to qualification, credit review, and approval.

  2.  The amortization must be equal to or less than 30 years.

 3.  Option to prepay up to 15% of the original principal amount on your mortgage once a year, without charge.

 

 

Term Deposit 

CAD - Non Redeemable Term Deposits (Minimum $1,000.00)
Term 1 Year 2 Years 3 Years 4 Years 5 Years
Rate 4.25% 4.30% 4.30% 4.25% 4.25%

 

CAD - Redeemable Term Deposits (Minimum $1,000.00)
Term 30 - 179 Days 180 - 364 Days
Rate 2.50% 2.95%

 

 USD - Non Redeemable Term Deposits (Minimum $1,000.00)
Term 6 Months  1 Year   2 Years   3 Years   4 Years   5 Years 
Rate 1.50% 2.20% 2.30% 2.40% 2.45% 2.45%

* Rates shown are current and will change without notice

 

 

RRSP/RRIF/TFSA

Please contact our office for rates

 

 

TCTCU reserves the right to change without notice


  •  
  • Tel. : 905.944.0981 or 1.866.889.8893
  • Fax : 905.944.0982
  • Address : Metro Square, 3636 Steeles Ave. E., Suite 305, Markham ON L3R 1K9 CANADA
  • Business Hour :
  • 10 am - 4:30 pm, Monday to Friday